How many bank holidays are there in India in 2025?

The number of bank holidays in India varies by state, typically ranging from 10 to 20 holidays per year. This is because each state observes different regional festivals and local holidays in addition to the national holidays declared by RBI. Use the calendar above to check the exact count for your state.

Are banks open on Saturdays in India?

Banks in India follow a specific Saturday schedule. The 2nd and 4th Saturdays of every month are holidays. The 1st, 3rd, and 5th Saturdays are working days with normal banking hours. All Sundays are holidays.

Do bank holidays affect UPI and online banking?

No, bank holidays do not affect digital banking services. UPI, IMPS, internet banking, mobile banking, and ATM services remain available 24/7, including on bank holidays. Only branch operations and certain interbank transfers like NEFT/RTGS may be affected on holidays.

Why do different states have different bank holidays?

India is a diverse country with different regional festivals, state foundation days, and local celebrations. The Reserve Bank of India (RBI) allows state governments to declare additional holidays based on regional significance. This is why Maharashtra observes Ganesh Chaturthi while West Bengal observes Durga Puja as major bank holidays.

What is the difference between bank holidays and public holidays?

Bank holidays are days when banks remain closed, declared by RBI under the Negotiable Instruments Act. Public holidays (gazetted holidays) are declared by the government for all offices. While there is significant overlap, some bank holidays may not be public holidays and vice versa. This calendar specifically shows bank holidays.

Are bank holidays same across all banks in a state?

Yes, all banks (public sector, private sector, and foreign banks) in a particular state follow the same holiday calendar as declared by RBI for that state. However, some private banks may offer limited services on certain holidays.

India Bank Holidays List

By WebNotes.in / Friday, December 26, 2025

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Upcoming Bank Holidays in Maharashtra

#	Date	Day	Holiday

Saturday Rule: Banks observe holidays on the 2nd and 4th Saturdays of every month.

Note: Banks remain closed on all Sundays and 2nd/4th Saturdays. Online banking, UPI, ATMs remain available 24/7.